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Estonia • English



The future of insurance is you​

Cachet creates smart insurance solutions that take into account your lifestyle and work schedule.

Quick. Easy. Digital.

Our services

We offer a wide range of services to private consumers and businesses


Everything you need to be covered in your private life.

Gig work

Whether you are a part-time or full-time freelancer, we have a better solution for you.


Full-stack solution to scale your business with smart analytics and limitless integration possibilities.

Why Cachet?

Because you pay only for what you need, when you need it.

Services that match your lifestyle

We offer smart and flexible solutions through smart data and digitalisation.

Everything in one place

All your policies, documents and claims in one wallet. All digital and easily available. No more messing around with papers.

Mobile claim reporting

It’s not something we are hoping for, but accidents do happen. And when they do, you don’t want to deal with endless paperwork after the fact. With the Cachet app you can smoothly report a claim right on the spot.

How does it work?

Together, we’re creating a new way of living.

Your lunch is brought by a food delivery guy while you’re having a client meeting for the next freelance project. We all use gig-work services and you can offer it to others – we are part of the new way of living.


Cachet is taking responsibility for making this lifestyle sustainable by creating services that enable the gig-work economy.

Your Cachet Pattern

Your data and behaviour is what creates your own, personal Cachet Pattern. With this Pattern your entire insurance history is yours to access.


Whether you move abroad or stick around, you own your own data, so you will always get the best offer.

Did you know?

Our app makes your life easier.

Download the Cachet app to purchase, keep track and renew your policy. Even filing claims is made easier. Try it out for yourself!

We are here for you. Always

If you have any questions or if you need help, do not hesitate to get in touch with us. We are your support team so that you can take care of your rides with peace of mind.
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